Installment plan

About installment plan

Purchase of goods without any funds can be easily done on the internet. Just choose your items, select “Cetelem Installments” as payment, fill in request for loan form and sign the loan contract.

 

Advantages of installments

  • from 3000,- Kč without surety
  • optional amount of direct payment, duration of loan and monthly installments
  • easy online arranging
  • advantageous insurance against unexpected situations

 

Procedure:

  1. Place product into the basket.
  2. Choose “Cetelem Installments” as payment.
  3. Choose type of loan after sending the order, fill in requested details and wait for loan approval.
  4. Print out the contract and send/bring it to our address with all necessary documents.
  5. You can immediately get your items delivered or collect them. 

 

Requirements for the loan and necessary documents:

  • age between 18 and 70
  • regular and permanent income
  • bank account
  • minimal price of ordered items is 3000,- Kč including VAT

 

Loan for up to 80 000,- Kč (inclusive)

  • Copy of ID (figures stated in the request and apperance must be legible in the copy);
  • Copy of another document: passport or driving licence or gun licence (figures stated in the request and apperance must be legible in the copy);
  • Copy of document proving the existence of bank account: bank statement or bank account contract.

Loan for over 80 000,-Kč – all the three documents stated above plus:

  • Prove of address (only when home address is different from the address on the bank statement); Prove of paying the rent, or prove of paying the bills, or prove of paying telephone bills, or bank statement, or land register statement (the document must not be older than 2 months);

Prove of income:

  • Self-employer: Prove of height of income, or last payslip with the name of employer on it, or last tax return (confirmed by the Financial Office);
  • Pensioner: Prove of old age pension, or disability pension, or bank statement, or last money order proving the reception of old age pension (documents must not be older than one month). 

 

EU citizens

  • Copy of residency permit of EU citizens stating the starting date and whether the residency is temporary or permanent;
  • Copy of ID (figures stated in the request and apperance must be legible in the copy);
  • Copy of another document: passport or driving licence or gun licence (figures stated in the request and apperance must be legible in the copy);
  • Copy of document proving the existence of bank account: bank statement or bank account contract;
  • Prove of address (only when home address is different from the address on the bank statement); Prove of paying the rent, or prove of paying the bills, or prove of paying telephone bills, or bank statement, or land register statement (the document must not be older than 2 months);

Prove of income:

  • Self-employer: Prove of height of income, or last payslip with the name of employer on it, or last tax return (confirmed by the Financial Office);
  • Pensioner: Prove of old age pension, or disability pension, or bank statement, or last money order proving the reception of old age pension (documents must not be older than one month).

 

Loan description

  • Standard Loan – download the form (CZ) here
  • “Desetina” (10x10 offer) – download the form (CZ) here
  • 1% monthly – download the form (CZ) here
  • 5% + 10 x 10 – download the form (CZ) here

Special request


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